Credit Kudos (Credit decisioning with Open Banking)

Credit Kudos (Credit decisioning with Open Banking)
Description

Credit Kudos uses Open Banking (OB) to determine credit scores by analysing people’s financial behaviour. The company utilises OB Account Information Services permissions to pull data from bank accounts with a claim that the factors it analyses are richer—atypical of traditional credit reference agencies.

Phase
Live
Industry
Decision analytics
Niche
Credit scoring