Use Cases

untied (Using Open Banking on tax automation)
Industry:
Accounting
Niche:
Personal tax
Monzo (Payments, gambling +Open Banking)
Industry:
Banking
Niche:
Digital banking
Safello (Open Banking & crypto payments)
Industry:
Cryptocurrency
Niche:
Crypto brokerage
LeoVegas (Online gaming account funding +Open Banking)
Industry:
Gaming Payments
Niche:
Mobile casino and sports betting
Wagestream (Open Banking+employee income verification)
Industry:
Finance
Niche:
Earned wage access scheme
Equifax (Credit scoring+Open Banking)
Industry:
Data and decision analytics
Niche:
Credit scoring, fraud prevention & regulatory compliance.
Rentguard (Tenant referencing+Open Banking)
Industry:
Insurance
Niche:
Property insurance
Obligo (Rent affordability screening+Open Banking)
Industry:
Proptech
Niche:
Deposit financing
Ecommpay (Open banking reducing failed ecommerce payments)
Industry:
Payments
Niche:
Payments service provider and acquirer for medium & large E-commerce business
Contis (Remittances, automated reconciliation+Open Banking)
Industry:
Payments
Niche:
Issuing and payments processing
PassTo (Remittances+ Open Banking)
Industry:
Payments
Niche:
International money transfer
Zilch (BNPL + Open Banking)
Industry:
Payments
Niche:
Buy Now Pay Later (BNPL)
AJ Bell (Investment info mgt+Open Banking)
Industry:
Securities
Niche:
Online investment
AccessPay (Consolidating bank info using Open Banking)
Industry:
Fintech
Niche:
Payment and cash management solution
Numbrs (Personal finance management+Open Banking)
Industry:
Personal Finance Management (PFM)
Niche:
AI-powered personal finance management
Accountable (Invoicing, accounting+Open Banking)
Industry:
Accounting
Niche:
Self employed worker accounting
Acquired (Ecommerce pay-ins & payouts with Open Banking)
Industry:
Payments
Niche:
Payments processing
Adyen (High value ecommerce payments + Open Banking)
Industry:
Payments
Niche:
End to end payments
Wollit (Credit for shift workers+Open Banking)
Industry:
Consumer credit
Niche:
Credit for shift workers, part timers,zero-hour staff, gig workers & freelancers
Akoni (Deposit interest rate comparison with Open Banking)
Industry:
Finance
Niche:
Cash management
Allstar Business Solutions
Industry:
Expense Management
Niche:
Fuel and business credit card solutions
Alpha FX (Currency management with Open Banking)
Industry:
Forex (FX)
Niche:
FX risk management and payments
American Express (Ecommerce payments+Open Banking)
Industry:
Financial services
Niche:
Credit payment card products, travel-related services, merchant services
Revolut (Aggregating accounts with Open Banking)
Industry:
Digital Finance
Niche:
Mobile banking, card payments, money remittance, and foreign exchange
Pomelo Pay
Industry:
Payments
Niche:
Mobile-first business payments
Crown Commercial Service (Government payments+Open Banking)
Industry:
Government
Niche:
Procurement
RECASH (Automating cashback with Open Banking)
Industry:
Payment cards
Niche:
Cashback
Chip (Automating savings with Open Banking)
Industry:
Savings
Niche:
Automated AI-powered savings
Ontology (Enriching a blockchain network using Open Banking)
Industry:
Blockchain
Niche:
Self sovereign ID and data
Banked (Impacting payments with Open Banking)
Industry:
Payments
Niche:
Payment acceptance
Credit Ladder (Building credit scores from rent payments + Open Banking)
Industry:
Proptech
Niche:
Rent reporting & insurance
Credit Kudos (Credit decisioning with Open Banking)
Industry:
Decision analytics
Niche:
Credit scoring
Lydia (Financial management+Open Banking)
Industry:
Banking
Niche:
Digital banking and payments
YAYZY (Tracking carbon footprints with Open Banking)
Industry:
Finance
Niche:
Sustainable finance
CredDec (Business payments without logging into banks using Open Banking)
Industry:
Payments
Niche:
Payments and accounting management
FreshBooks-automating accounting with Open Banking
Industry:
Accounting
Niche:
Small business invoice and accounting
Zopa (Loan affordability checking using Open Banking)
Industry:
Lending
Niche:
Peer to peer lending
Lending Works (Onboarding and credit decisioning with Open Banking)
Industry:
Lending
Niche:
Peer to peer lending
Algoan (Behavioural credit scoring using Open Banking)
Industry:
Decision analytics
Niche:
Credit decisioning
Upside (Automated cashbacks with Open Banking)
Industry:
Loyalty programs
Niche:
Cashback
EasyPol (Public payments expense management with Open Banking)
Industry:
Payments
Niche:
Government payments
Lean App (Cancelling subscriptions automatically using Open Banking)
Industry:
Financial analytics
Niche:
Subscription management
Opaay (Reducing merchant fees by up to 90% using Open Banking)
Industry:
Payments
Niche:
Payment gateway
Volt (Ecommerce checkout with Open Banking)
Industry:
Payments
Niche:
Bank to bank payments
Coconut (Tax automation, onboarding with Open Banking)
Industry:
Accounting
Niche:
Personal and small business tax
Trading 212 (Instant investment account funding with Open Banking)
Industry:
Wealth management
Niche:
Commission-free trading